Terms & Conditions
Last Updated: April 1, 2026
Welcome to Halo Properties & Investments LLC. By accessing or using our website and services, you agree to be bound by these Terms & Conditions ("Terms"). Please read them carefully.
1. Acceptance of Terms
By accessing our website at halopropertiesandinvestments.com or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. If you do not agree to these Terms, you may not use our website or services.
2. Description of Services
Halo Properties & Investments LLC is a direct business lender providing various funding solutions to businesses, including but not limited to:
- Working capital loans
- Revenue-based financing
- Equipment financing
- Commercial real estate financing
- Business expansion funding
- Invoice financing
All funding products are subject to underwriting approval and specific terms outlined in individual funding agreements.
3. Eligibility
To use our services, you must:
- Be at least 18 years of age
- Have the legal authority to enter into binding contracts
- Represent a legitimate business entity (if applying for business funding)
- Provide accurate and complete information
4. SMS Terms & Conditions
Text Messaging Program
If you opt in to receive SMS/text messages from Halo Properties & Investments LLC, you agree to the following terms:
- Program Description: By opting in, you agree to receive recurring marketing and promotional SMS/MMS messages from Halo Properties & Investments LLC about our financial products, services, offers, updates, and other business-related information. Messages are sent using an automated telephone dialing system (ATDS).
- Consent: Your consent to receive text messages is voluntary and not required to purchase or use our services. Consent is NOT a condition of purchase.
- Message Frequency: Message frequency varies depending on your account activity and promotional campaigns. You may receive up to 4 messages per month.
- Message & Data Rates: Message and data rates may apply. Standard text messaging rates from your mobile carrier will apply. Please consult your carrier for details.
- Opt-Out Instructions: You may opt out of receiving text messages at any time by replying STOP to any message. You will receive a confirmation message confirming your opt-out. After opting out, you will no longer receive SMS messages unless you re-opt-in.
- Help Information: For help or more information, reply HELP to any message or contact us at michael@halopropertiesandinvestments.com.
- Carrier Liability: Carriers are not liable for delayed or undelivered messages.
- Changes to Service: We reserve the right to modify or terminate the SMS program at any time without notice. We may also change the frequency of messages or the content of messages sent.
5. User Obligations
When using our website or services, you agree to:
- Provide accurate, current, and complete information
- Maintain the confidentiality of any account credentials
- Notify us immediately of any unauthorized use of your account
- Use our services only for lawful purposes
- Not engage in any activity that interferes with or disrupts our services
6. No Guarantee of Funding
Submission of a funding application does not guarantee approval. All funding decisions are made at the sole discretion of Halo Properties & Investments LLC based on underwriting criteria, creditworthiness, business performance, and other relevant factors.
7. Intellectual Property
All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Halo Properties & Investments LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
8. Limitation of Liability
To the fullest extent permitted by law, Halo Properties & Investments LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.
We do not guarantee that our website will be error-free, uninterrupted, or free from viruses or other harmful components.
9. Disclaimer of Warranties
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Halo Properties & Investments LLC operates, without regard to its conflict of law provisions.
11. Dispute Resolution
Any disputes arising out of or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except where prohibited by law.
12. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page with an updated "Last Updated" date. Your continued use of our website or services after changes have been posted constitutes your acceptance of the revised Terms.
13. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
14. Contact Information
If you have any questions or concerns about these Terms, please contact us:
Halo Properties & Investments LLC
Email: michael@halopropertiesandinvestments.com